Send & Receive Money via InstaPay QR PH

Enjoy fast and easy fund transfers with Coins.ph via InstaPay QR PH! All you have to do is scan the bank's generated QR code to send money.

What is QR PH?

QR Ph is the national QR code standard that allows you to transfer between participating banks and e-wallets in the Philippines. As Coins.ph has adopted this standard, you can receive and send money from people using other banks and e-wallets by sharing your QR code. Alternatively, you can also send money to other banks and e-wallets by scanning your recipient's QR code or uploading a screenshot of the QR using your Coins Wallet.

Participating banks and e-wallets with this standard has the blue, red, and yellow design in the center of the QR code:

Watch: How to use QR Ph by the Bangko Sentral ng Pilipinas

Where can I use InstaPay QR PH?

Here is the list of participating banks and e-wallets as of March 31, 2021:

Sender  & ReceiverReceiver Only
  • AllBank (A Thrift Bank), Inc. 
  • Asia United Bank Corporation
  • Card Bank Inc, (A Microfinance - Oriented Rural Bank)
  • China Banking Corporation
  • Land Bank of the Philippines
  • Maybank Philippines, Inc.
  • Metropolitan Bank and Trust Company
  • Philippine Savings Bank
  • Queen City Development Bank, Inc.
  • Rizal Commercial Banking Corporation
  • Robinsons Bank Corporation
  • Rural Bank of Guinobatan, Inc.
  • Starpay Corporation
  • Sterling Bank of Asia, Inc. (A Savings Bank)
  • Union Bank of the Philippines
  • PayMaya Philippines, Inc.
  • Philippine National Bank

How to use InstaPay

How to Send Funds via Scanning a QR Code

  1. Get your recipient's QR code. Make sure that the QR is a QR Ph code.
  2. Open your Coins app then tap on Send.
  3. Tap on Scan QR Code.
  4. Once scanned, you'll be redirected to the cash out screen. Enter your payment amount.
  5. Double check your details then Slide to Pay!

How to Receive Funds via QR Code

  1. Open your Coins app then tap on Receive.
  2. Tap on Show Coins QR Code.
  3. Share your QR code with the sender.

You can request for a specific amount, which will change the appearance of the QR code or share the code as is to receive any amount. There is also an option to easily share your QR code to other messaging apps installed on your phone.

Important Note: Your Coins.ph account must be phone verified and at least Level 2 verified to accept InstaPay transfers.

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