Send money from abroad to the Philippines

Coins.ph is a fast, affordable and secure way to send and receive remittances from anywhere in the world.

Get Started

Receive remittances Instantly via Coins.ph

Claiming funds is fast and easy on Coins.ph. Just a Western Union Tracking Number (MTCN) and an estimated amount, and the amount will be credited to your account instantly.

Get Started

Cash out at thousands of locations across the Philippines

Need cash? Easily cash out of your Coins.ph account via Padala Centers (M Lhuillier, Palawan Pawnshop, or LBC), Banks UnionBank, Security Bank, and 60+ others), or even other E-wallets such as GCash and PayMaya.

Get Started

Instantly send money via Western Union to any Coins.ph account

Agent Location

You can also easily find the nearest Western Union location with your Coins.ph app.

Find Branch

Online

Send money online through Western Union's website and simply pay using your credit card.

Transfer Online

Become an international partner

Have a remittance license and want to work with us? Contact us at business@coins.ph to learn about joining our network

Flexible Distribution Network

We offer many disbursement options, including remittance centers, banks, cardless ATM and door-to-door delivery

Competitive Costs

We offer flexible settlement options and a competitive cost structure

Access to Wallet Services

Customers can use their funds to buy load, pay bills, top up transit cards, buy game credits and more

Fast and Secure Setup

Our platform is built for easy, fast, and secure integration

Frequently Asked Questions

Which cash out methods are available?

We offer a variety of cash out options you can choose from for your convenience and needs.

We are committed to making Coins.ph accessible to everyone, and are working on adding more cash out payment methods.

Currently, we are offering the following cash out options:

Express Cash Pickup

Processing Time: Within 10 minutes

LBC Peso Padala M Lhuillier Cash Pickup

InstaPay (click to learn more)

Processing Time: Within 10 minutes

Asia United Bank
Bangko Mabuhay (A Rural Bank), Inc.
Banco de Oro (BDO)
Bank of Commerce
Binangonan Rural Bank
Camalig Bank
Card Bank, Inc.
Cebuana Lhuillier Rural Bank, Inc.
China Bank Savings
China Banking Corporation
CTBC Bank (Philippines) Corporation
Development Bank of the Philippines
Dungganon Bank, Inc.
EastWest Bank
EastWest Rural Bank
Equicom Savings Bank, Inc.
GCash
GrabPay Philippines
ING Bank N.V.
ISLA Bank (A Thrift Bank), Inc.
Land Bank of The Philippines
Malayan Bank Savings and Mortgage Bank, Inc.
Maybank Philippines, Inc.
Metropolitan Bank and Trust Company
Omnipay, Inc.
Partner Rural Bank (Cotabato), Inc.
PayMaya Philippines, Inc.
Philippine Bank of Communications
Philippine Business Bank, Inc., A Savings Bank
Philippine National Bank
Philippine Savings Bank
Philippine Trust Company
Philippine Veterans Bank
Producers Bank
Queenbank
Quezon Capital Rural Bank, Inc.
RCBC Savings Bank, Inc.
RCBC/Diskartech
Robinsons Bank Corporation
Rural Bank of Guinobatan
Security Bank Corporation
Starpay
Sterling Bank of Asia, Inc., A Savings Bank
Sun Savings Bank, Inc.
UCPB Savings Bank, Inc.
Union Bank of the Philippines
United Coconut Planters Bank
Wealth Development Bank Corporation
Yuanta Savings Bank Philippines, Inc.

PESOnet (click to learn more)

Processing Time: From Monday to Friday, orders placed before 3PM are delivered by 11:59PM. Later orders will be delivered by 11:59PM of the next banking day.

Al-Amanah Islamic Bank
AllBank (A Thrift Bank) Inc.
Asia United Bank
Australia & New Zealand Bank
Bangko Kabayan
Bangko Nuestra Senora del Pilar
Bangkok Bank Public Co., Ltd.
Bank of America, Nat'l. Ass'n.
Bank of China
Bank of Commerce
Bank of Florida (A Rural Bank)
Bank of Makati
BDO
BDO Network Bank, Inc.
Camalig Bank, Inc.
Cantilan Bank
CIMB Bank Phils, Inc.
China Bank
China Bank Savings
China Banking Corporation
Citibank, N.A.
Community Rural Bank of Romblon
CTBC Bank (Philippines) Corp.
Deutsche Bank
Development Bank of the Philippines
Dumaguete Bank
Dungganon Bank, Inc.
EastWest Bank
Equicom Savings Bank, Inc.
First Consolidated Bank
Guagua Rural Bank
HK and Shanghai Banking Corp.
HSBC Savings Bank
Industrial and Commercial Bank of China
Industrial Bank of Korea - Manila
ING Bank N.V.
JPMorgan Chase Bank
Keb Hana Bank
Land Bank of the Philippines
Malayan Bank Savings and Mortgage Bank, Inc.
Maybank Philippines, Inc.
Mega Intl Comml Bank Co. Ltd.
Metropolitan Bank and Trust Company
Mizuho Bank, Ltd.
MUFG Bank, Ltd.
MVSM Bank
Partner Rural Bank (Cotabato), Inc.
PayMaya Philippines, Inc.
PBCom
Philippine Bank of Communications
Philippine National Bank
Philippine Savings Bank
Philippine Trust Company
Philippine Veterans Bank
Producers Savings Bank
PSBank
Queenbank
RBT Bank
RCBC
Robinsons Bank Corporation
Rural Bank of Digos
Rural Bank of Rosario
Security Bank Corporation
Shinhan Bank
Sterling Bank of Asia, Inc., A Savings Bank
Sumitomo Mitsui Banking Corp.
The Standard Chartered Bank
Tonik Digital Bank
UCPB Savings Bank, Inc.
Union Bank of the Philippines
United Coconut Planters Bank
United Overseas Bank Phils.
Wealth Development Bank Corporation
Yuanta Savings Bank Philippines, Inc.

Bank Deposit (click to learn more)

Processing Time: From Monday to Friday, orders placed before 10AM are delivered by 6PM. Later orders will be delivered by 6PM of the next banking day.

Allied Bank Corporation
Bank of Commerce
BPI
BPI Family Savings Bank
China Banking Corporation
Citibank, N.A.
Development Bank of the Philippines
EastWest Bank
HK and Shanghai Banking Corp.
HSBC Savings Bank
Land Bank of the Philippines
Maybank Philippines, Inc.
Metropolitan Bank and Trust Company
Philippine Bank of Communications
Philippine National Bank
Planters Bank
PNB Savings Bank
RCBC Savings Bank, Inc.
RCBC/Diskartech
Robinsons Bank Corporation
Security Bank Corporation
Security Bank Savings
Sterling Bank of Asia, Inc., A Savings Bank
The Standard Chartered Bank
Union Bank of the Philippines
United Coconut Planters Bank
Wealth Development Bank Corporation

Remittance Center (Cash Pickup)

Processing Time: (On Monday to Saturday) Cash out before 3:00 PM to receive your funds by 6pm the same day. Later orders will be delivered on or before 6pm of the next business day. (On Sundays and Holidays) Receive your funds on or before 6pm the next business day.

Palawan Express Pera Padala

Cash Card

Processing Time: From Monday to Friday, orders placed before 10AM are delivered by 6PM. Later orders will be delivered by 6PM of the next banking day.

RCBC MyWallet
RCBC MyWallet (Palawan)

How do I cash in from Western Union?

Adding funds to your Coins.ph wallet via Western Union is easy! Once the money has been sent through Western Union, you just need to ask your sender for the reference number (MTCN) and the estimated amount.

Related: How do I send funds from a Western Union branch?

Once you have the MTCN and estimated amount to be received, just follow these steps:

Step 1: Open your Coins.ph app then tap on ‘Receive’ or ‘Cash In

Step 2: Select Western Union on the Receive screen or Cash In Method screen.

Step 3: Enter the MTCN and the estimated amount you are receiving then tap on `Claim funds

Take Note:

The monthly cash in limit for Western Union cash-ins is 100,000 PHP.
This service is available for Phone, ID and Selfie Verified customers only. Learn how to verify your ID here

What are the benefits of becoming business-verified?

There are several reasons why Coins.ph is great for your business!

1) Increase transaction limits

When you submit your business documents, you can indicate your estimated daily and monthly transaction volumes for your account. We can adjust your limits based on the supporting documents and the business/ commercial need.

2) Collect payments using your business/trade name and logo

When making payment collections using our payment gateway or Scan & Pay (our QR-based payments solution), they can see your business name and logo. You may send us a square size of your logo (1080x1080) so we can make the necessary changes.

3) Access to API

Our API documents are available here. Once you are business verified, you can create an API client and collect your keys. We have APIs for merchant payments, payment collections, disbursements. We can help your business move money around more easily!

4) Mass Payouts

We have a batch upload facility that we can enable for you. This allows you to send mass payments to your employees and suppliers. All you need to do is upload a .CSV file with the information needed. We can share a template upon request. You do not need to write stacks of checks any more!

Our service is also pay-as-you go! You are only charged transparent transaction fees, if any. There are no fees for creating or maintaining a business account with us. We also do not require any average daily balance to be kept in your account.

At the moment, we have an ongoing promotion that the payment gateway is free for all merchants. In the future we will be charging 0.5-2% depending on the volume. Your customers will only be paying a fee per transaction, depending on the channel of repayment they use.

What are you waiting for?

Start using Coins.ph today!

Try Coins now