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A Complete Crypto Experience for Filipinos

Looking for the best cryptocurrency wallet in the Philippines? Coins.ph is your all-in-one solution!

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Bank-grade encryption and cold storage protect your crypto 24/7.

Fast

Buy crypto instantly with PHP cash ins from e-Wallets and banks.

Affordable

Enjoy low trading fees and competitive buy & sell rates.

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Trusted by over 18 million Filipinos since 2014.

BSP-Licensed Compliance

Coins.ph operates under strict oversight by the Bangko Sentral ng Pilipinas (BSP), ensuring full regulatory compliance and transparency for every transaction. Your funds are always safe.

BSP-Licensed Compliance

Multiple Assets Supported

Diversify your portfolio with 170+ cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Ripple (XRP), and stablecoins like USDC and PHPC.Trade or hold assets effortlessly.

Multiple Assets Supported

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Level up with real-time charts,limit orders, and price alerts - or instantly convert PHP and crypto in just a few taps. Trade the way you prefer, no complexity needed.

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Designed for Filipinos on the go: seamlessly manage crypto, pay 120+ bills (utilities, internet), send money, and buy load, all from your mobile wallet.

Your All-in-One Wallet

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Wondering how to buy Bitcoin in the Philippines? Here's how Coins.ph makes it effortless:

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USDT Raffle Royale is Back! Win a Share of ₱265,000!

USDT Raffle Royale is Back! Win a Share of ₱265,000!

Missed the first wave of our raffle? Here's your chance to join the next one! This round is bigger and bolder, featuring the highest prize pool to date! Promo Period: December 22, 2025 – January 20, 2026 How to Join - To qualify, you must make a minimum net deposit of 500 $USDT using The Open Network (TON).  - Your rewards are directly tied to the total amount you deposit during the promotional period.  - Deposit more to increase your share of the rewards! Monthly Prize Pool: PHP265,000  Top Trader Bonus (Guaranteed): Rewarding the three users with the highest Net Deposits during the promo period. WinnersPrize1st Place₱20,0002nd Place₱12,0003rd Place₱8,000 Raffle Prizes (Random Draw): All users who reach the minimum Net Deposit of 450 $USDT automatically qualify for the raffle draw. Number of WinnersPrize10 Winner₱5,000 each15 Winner₱3,000 each20 Winner₱2,000 each Terms and Conditions: 1. The promo is open to Coins.ph users based in the Philippines who are 18 years or older with an Identity Verified account. 2. Both buy and sell on Coins Convert will be tallied. 3. Rewards will be disbursed to users’ accounts and are non-transferable and must be accepted as awarded. 4. Winners will be notified via email within ten (10) working days after the end of the promo period.  5. Rewards will be credited to the winners’ Coins.ph wallet within fifteen (14) working days after the end of the promo period.  6. Any disputes concerning the conduct of this Promotion will be resolved by Coins.ph at its sole discretion. 7. By participating in this Promotion, participants agree to abide by these Terms and Conditions. 8. Coins.ph reserves the rights to disqualify and exclude users who are involved in any dishonest or fraudulent behaviors (i.e wash trading, illegally bulk registered accounts, market manipulation). 9. Coins.ph reserves the right to amend these Terms and Conditions, including but not limited to the eligibility criteria, program period, and reward distribution, at its sole discretion.

Coins.ph launches Coins College Bitcoin Builder: The Philippines’ first program designed to teach long-term Bitcoin holding among Filipino students

Coins.ph launches Coins College Bitcoin Builder: The Philippines’ first program designed to teach long-term Bitcoin holding among Filipino students

Coins.ph, the Philippines’ pioneering BSP-regulated digital asset exchange and one of the fastest-growing mobile wallet platforms, is changing the game for students with the launch of the “Coins College Bitcoin Builder.” This new four-year financial education program is a groundbreaking initiative designed to teach college students the foundational principles of holding Bitcoin (BTC). The program, the first of its kind in the Philippines, focuses on discipline, consistency, and a "Buy and Hold" mastery mindset. Why BTC? BTC is often described as “digital gold” because there is a fixed limit of 21 million units, meaning no more can ever be created. This limited supply is commonly discussed as a factor in how people think about value over time. While BTC’s price can fluctuate, its history shows that disciplined long-term holding has coincided with increased adoption against a limited supply. Over the past four years, BTC recorded a 222% increase, in contrast to the Philippine peso’s approximately 13% decline in purchasing power over the same period. Building Financial Discipline, Not Just a Balance The Coins College Bitcoin Builder is designed to guide students through a four-year journey rewarding patience and dedication. Key features of the program include: - The Matched Reward Incentive: Coins.ph instantly matches a student's initial deposit of ₱100 in BTC with an additional ₱100 in BTC rewards, added straight to a dedicated Builder Wallet. This matching is capped at ₱100 per year for four years, - Focus on the Long Game: The matched rewards are locked for the full four-year period, encouraging students  to embrace a long-term holding strategy - Anti-Trading Philosophy: To build a long-term holding habit and avoid speculation, the dedicated Builder Wallet disables trading. Participants are encouraged to focus on patience and discipline - The BTC vs. PHP Story: The program teaches students why long-term holders view BTC as a superior store of value compared to traditional cash savings, which historically lose purchasing power due to inflation. “We believe good financial habits are best learned early, and it’s about direction and dedication, not capital. The Coins College Bitcoin Builder is more than a rewards program, it’s a mindset,” said Wei Zhou, CEO of Coins.ph. “Just as a college student dedicates four years to earning a degree, this program teaches them to dedicate four years to building their financial foundation. When they graduate, they'll have achieved mastery of the time-tested strategy of long-term holding, setting them up for a more financially resilient future.” Eligibility and Mechanics The program is currently open to Filipino college or vocational students aged 18 and above who are currently enrolled in a CHED-recognized college or university, or a TESDA-accredited vocational or technical school. The 4-Step Builder Journey: 1. Enroll: Eligible students sign up and get a dedicated Builder Wallet on the Coins.ph platform. 2. Get Matched: Students make their first ₱100 BTC deposit and instantly receive a ₱100 BTC match from Coins.ph. 3. Stay Disciplined: Students continue to hold, with the option to make additional deposits yearly to receive the annual ₱100 BTC match. 4. Graduate & Unlock: After four years, all matched rewards are fully unlocked, celebrating the student’s discipline and providing them with a solid financial foundation. Participants may withdraw their original deposits at any time; however, any withdrawal made will result in immediate exit from the program and forfeiture of all matched rewards, which are only available after completion of the four-year program period. The Coins College Bitcoin Builder leverages Coins.ph’  status as a BSP-licensed virtual asset exchange, assuring students that they are learning and building their future on a secure and compliant platform. To reserve a slot for the Coins College Bitcoin Builder, visit https://www.coins.ph/en-ph/bitcoin-builder-program About Coins.ph Coins.ph is the Philippines’ premier BSP-regulated digital wallet and crypto exchange platform. Established in 2014, the company is licensed as a Virtual Asset Service Provider and Electronic Money Issuer, empowering millions of Filipinos to trade, execute payments, buy load, and utilize crypto for financial services, all in one secure, convenient app.

Coins.ph Tightens FX Spreads to 2 BPS, Challenging Banks with Institutional-Grade Infrastructure

Coins.ph Tightens FX Spreads to 2 BPS, Challenging Banks with Institutional-Grade Infrastructure

Coins.ph, the Philippines' most established digital asset platform, is strengthening its positioning as a major foreign exchange competitor, directly challenging traditional banks by leveraging its full regulatory status under the Bangko Sentral ng Pilipinas (BSP). The cornerstone of this strategic move is a new, institutional-grade offer of just 2 basis points (2 bps) or 0.02% super tight spreads across all major G10 currency trading pairs, including the frequently traded USD/PHP, USD/EUR, and USD/JPY.  This competitive rate is superior to the 10 bps spreads offered by most major Philippine banks  for institutional clients, and the 80-90 bps offer for retail clients.  Unrestricted Capacity for Major Fund Movements Coins.ph is explicitly targeting the corporate and institutional sector, catering to the largest forex needs with no maximum limit on transactions, thus providing the necessary capacity for major corporate or institutional fund movements.  For corporate finance desks, the cost implications are massive. The 0.02% spread translates into tangible savings on trades, especially when considering the minimum trading requirement  of $20,000 USD for forex transactions. This efficiency is critical for quarterly treasury management, global supply chains, and cross-border payment operations. The platform provides the necessary liquidity and market access to manage exposure across the world's most traded G10 currencies efficiently and cost-effectively. Institutional-Grade Liquidity and Risk Management Coins.ph’s ability to offer these aggressive spreads is underpinned by its technological and operational efficiencies, particularly in settlement speed and risk management. Unlike traditional bank systems where transactions can take days to finalize, Coins.ph offers near-instant settlement, ensuring that institutional funds are available immediately after the execution of the trade. This eliminates liquidity delays and greatly reduces market risk exposure for high-volume corporate treasury operations. To maintain market stability and protect against adverse currency fluctuations, Coins.ph also offers next-business day spot hedging capability enabling the platform to proactively manage inventory risk and lock in future currency exchange rates, guaranteeing stability for the company and security for clients.  BSP Licenses Cement Institutional Trust This push into the institutional FX arena is made possible by the company's comprehensive suite of BSP licenses, which includes authorizations for Foreign Exchange (FX), Remittance and Transfer (RTC), and Money Changing (MC). These multiple licenses affirm  Coins.ph as more than just a crypto trading platform but a dynamic, multi-licensed exchange offering a wider, more secure range of services. The FX/MC licenses elevate the firm from a consumer-focused digital app to a regulated institutional partner capable of handling both digital asset custody and multi-million dollar traditional currency exchange with certified compliance and trust. "We are not just participating in the financial world; we are operating within the highest standards of compliance. Holding key licenses from the BSP, including our Foreign Exchange (FX) license and Money Changer (MC) license, ensures that every digital asset and fiat transaction conducted through Coins.ph is secure, regulated, and trustworthy," said Wei Zhou, Coins.ph Chief Executive Officer.  Zhou added, “By offering a 2 basis points spread on G10 pairs, we are leveraging that regulated agility to directly deliver institutional-grade cost efficiency. This move is a clear affirmation of our commitment to providing the deepest liquidity and most competitive pricing, solidifying Coins.ph’s position as the most trusted and versatile financial bridge in the region.” To learn more about Coins.ph forex services, email forex@coins.ph.

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Frequently Asked Questions

Starting your crypto journey with Coins.ph is easy! First, sign up for a free account using your email address or mobile number, then complete our quick and secure ID and Selfie verification (KYC). Cash in PHP using convenient options like bank transfers or e-wallets to finally, use our simple Convert feature or Spot Trade market to buy Bitcoin or other cryptocurrencies. You can start with as little as ₱5!

Coins.ph offers a very easy way, especially for beginners. After funding your PHP wallet, just use our Convert - Buy/Sell feature. Choose the crypto you want, enter the PHP amount, and confirm. It's a simple buy/sell process that's also instant.

Yes, Coins.ph is licensed by the Bangko Sentral ng Pilipinas (BSP). We employ security measures, including encryption and cold storage, to protect your funds and data and ensure regulatory compliance.

You can diversify your portfolio with over 170 supported cryptocurrencies, including popular ones like Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and stablecoins like USDC and PHPC.

You can explore two primary trading options: Convert (Quick Buy & Sell) for simple transactions and Spot Trade - a marketplace for more advanced trading strategies.

Coins.ph offers competitive exchange rates with transparent, low trading fees. All applicable fees, if any, are clearly shown before you confirm a transaction

We offer many convenient local options! You can cash in PHP using online bank transfers via InstaPay or PESONet, your e-wallet, or visit one of our many over-the-counter cash-in partners across the Philippines. Depositing PHP is fast and easy.

Apart from buying and selling cryptocurrencies, you can make use your PHP funds for a variety of day-to-day services such as buying load and paying bills!

You can easily buy Ethereum (ETH) directly with your Philippine Pesos (PHP) on Coins.ph. Simply cash in PHP to your wallet, then use our Convert feature or Spot Trade market to purchase ETH instantly.

Many beginners find the Coins.ph app ideal. It has a user-friendly design, simple Convert feature for easy buying/selling, allows starting with just ₱5, and provides access to everyday services like paying bills. Plus, it's backed by BSP-licensed security.
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