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Looking for the best cryptocurrency wallet in the Philippines? Coins.ph is your all-in-one solution!
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Trusted by over 18 million Filipinos since 2014.
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A Year of Building: Our Commitment to the Philippines and Beyond
To our Coins.ph community, As 2025 comes to a close, I am filled with immense pride and gratitude for what we have built together. This year, the global digital asset industry continued its journey from a period of uncertainty towards a new foundation defined by utility, transparency, and real-world value. At Coins.ph, we didn't just navigate this shift—we helped lead it. For over a decade, our mission has been clear: to build a premier financial superapp for the Philippines and beyond. This year, that vision came into sharper focus more than ever. Our overarching vision is to become the leading crypto-native fintech in the emerging markets. We have evolved from a trading platform to an essential, integrated part of our users' daily financial lives. In a dynamic market, our focus remained unwavering: to build resilient, useful, and trusted products that solve real problems. Our core objective is to lower friction and increase access for retail users and businesses in the real world. We serve these customers by building the best fiat-crypto infrastructure in emerging markets via licensing, technology, and liquidity. True progress is measured not by promises, but by tangible execution. In 2025, our team of over 400 professionals across the globe delivered exceptional results that underscore our growing utility and trust: 1. Explosive Growth in Everyday Finance: Our platform's role in daily transactions saw unprecedented adoption. Total fiat transaction volume grew by 283% year-to-date. This is a signal that millions are choosing Coins.ph as their go-to wallet for life's essentials. 2. Crypto for Utility, Not Speculation: While markets fluctuated, adoption for practical use cases deepened. Total crypto trading volume grew 20%, fueled significantly by the use of stablecoins for faster and cheaper remittances. Our stablecoin deposits grew by 64%, reflecting a clear user shift towards assets designed for stability and real-world transfer of value. 3. A Growing, Global Community: We are now proud to serve 18.6 million registered users across our markets—a community that grows stronger every day. Our impressive growth is underpinned by key strategic advantages: A. Pioneering Regulatory Footprint: With crucial licensing in the Philippines (VASP, EMI, FX/remittance), Coins.ph is positioned as one of the few players with a fully compliant fiat-stablecoin infrastructure. We are actively fast-tracking further license acquisitions to expand this advantage. B. Dominant Position in a $100 Billion Remittance Corridor: Coins.ph owns 75-80% of peso-to-stablecoin liquidity and is deeply embedded in the Philippines, one of the world’s largest retail and business remittance markets. This is fueling a fast-growing cross-border payments opportunity from Brazil, Nigeria, and other Global South locations. C. Repeatable Go-To-Market (GTM) Model: Our repeatable GTM model is built on a globally scalable tech stack, allowing us to replicate our success with capital efficiency. Following our deep roots in the Philippines, we plan to launch in Latin America, Africa, and Europe using a proven localized playbook. Each new licensed market will become a local fiat-stablecoin hub, enabling 24/7 settlement and programmable payments. D. Enterprise-Retail Flywheel: Our enterprise-retail flywheel creates a powerful, self-reinforcing ecosystem. The engagement and liquidity from our retail base attract enterprise clients seeking efficient, high-volume payment solutions. In turn, the stability and transaction depth provided by these enterprise partnerships enhance the utility, reliability, and overall experience for every retail user. This virtuous cycle is powered by our unified wallet, exchange, and payout platform. The Pillars of Our Progress: Innovation, Compliance, and Trust Our achievements this year are built on three core pillars that define our approach: practical innovation, proactive compliance, and earned trust. 1. Strategic Expansion and Product Innovation We expanded our global footprint with hubs in Brazil, Thailand, Australia, Mauritius, Nigeria, and the EU through Coins.xyz. This isn't just geographical growth; it's a talent and innovation network fueling our core. This global engine powered the launch of critical B2B solutions: A. Coins WebPay: Allowing merchants to integrate our wallet for instant, secure checkout. B. The Business Portal: Giving enterprises a unified dashboard to manage crypto and payments at scale. These tools are bridging the gap between digital assets and everyday commerce, today. 2. Regulatory Leadership as a Foundation for Trust In the wake of past industry failures, transparency and proactive compliance are non-negotiable. We believe regulation, when done right, protects users and enables responsible innovation. This year, we made landmark progress: A. We successfully submitted and exited the BSP Regulatory Sandbox for PHPC, our Philippine Peso-pegged stablecoin. This milestone validates PHPC's robustness, security, and compliance—paving the way for it to become a core engine for the future digital peso economy. B. To safeguard our community, we formalized our partnership with the Philippine National Police Anti-Cybercrime Group, by signing a Memorandum of Agreement, enhancing our collective efforts to ensure a secure digital environment. 3. Forging Alliances That Extend Utility No company builds the future alone. Our strategic partnerships are designed to multiply our users' access and power: A. Through partners like Hashkey and BCRemit to name a few, we’ve enhanced global remittance corridors, making cross-border finance seamless. B. Most excitingly, our strategic partnership with Ronin (subject to regulatory approvals) will connect Web3 to mainstream commerce. It aims to allow Ronin Wallet holders to use PHPC across over 600,000 QRPH-enabled merchants in the Philippines, truly bridging digital assets with the real economy. 2026 and Beyond: The Year of Utility and Scale Looking ahead, I see 2026 as the year where vision meets execution at scale. The industry's focus will irrevocably shift from speculation to utility, and Coins.ph is positioned at the forefront. Our roadmap is clear: 1. Mainstreaming PHPC: The full-scale rollout of our regulated stablecoin, PHPC, is our top priority. It is the key to unlocking a digital peso economy that reduces cost and friction for millions, from domestic payments to overseas remittances. 2. Strategic Global Expansion: Building on our momentum, we will enter new markets in Africa and Latin America, exporting our model of accessible, utility-driven digital finance. 3. Investing in Education and Community: We will launch the Bitcoin College Builder Program, strengthen our Coins Ambassador Program, and partner with Polkadot on a nationwide stablecoin education drive. An informed community is an empowered community. A Final Word of Confidence The path of innovation is never without challenges or external noise. Yet, my confidence in our team, our mission, and the undeniable utility of what we are building has never been stronger. Coins.ph was built for resilience and purpose. We are not merely participants in the financial evolution of the Philippines and emerging markets; we are committed builders of its infrastructure. Thank you for your trust, and for being part of this journey. Here's to a 2026 defined by building, utility, and shared growth. Sincerely, Wei Zhou Chief Executive Officer Coins.ph
USDT Raffle Royale is Back! Win a Share of ₱265,000!
Missed the first wave of our raffle? Here's your chance to join the next one! This round is bigger and bolder, featuring the highest prize pool to date! Promo Period: December 22, 2025 – January 20, 2026 How to Join 1. To qualify, you must make a minimum net deposit of 500 $USDT using The Open Network (TON). 2. Your rewards are directly tied to the total amount you deposit during the promotional period. 3. Deposit more to increase your share of the rewards! Monthly Prize Pool: PHP265,000 Top Trader Bonus (Guaranteed): Rewarding the three users with the highest Net Deposits during the promo period. WinnersPrize1st Place₱20,0002nd Place₱12,0003rd Place₱8,000 Raffle Prizes (Random Draw): All users who reach the minimum Net Deposit of 500 $USDT automatically qualify for the raffle draw. Number of WinnersPrize10 Winner₱5,000 each15 Winner₱3,000 each20 Winner₱2,000 each30 Winner₱1,500 each40 Winner₱1,000 each Crediting Date: “All the rewards will be fully distributed on Jan 9, 2025 ”Terms and Conditions: 1. The promo is open to Coins.ph users based in the Philippines who are 18 years or older with an Identity Verified account. 2. Both buy and sell on Coins Convert will be tallied. 3. Rewards will be disbursed to users’ accounts and are non-transferable and must be accepted as awarded. 4. Winners will be notified via email within ten (10) working days after the end of the promo period. 5. Rewards will be credited to the winners’ Coins.ph wallet within fifteen (14) working days after the end of the promo period. 6. Any disputes concerning the conduct of this Promotion will be resolved by Coins.ph at its sole discretion. 7. By participating in this Promotion, participants agree to abide by these Terms and Conditions. 8. Coins.ph reserves the rights to disqualify and exclude users who are involved in any dishonest or fraudulent behaviors (i.e wash trading, illegally bulk registered accounts, market manipulation). 9. Coins.ph reserves the right to amend these Terms and Conditions, including but not limited to the eligibility criteria, program period, and reward distribution, at its sole discretion.
Coins.ph launches Coins College Bitcoin Builder: The Philippines’ first program designed to teach long-term Bitcoin holding among Filipino students
Coins.ph, the Philippines’ pioneering BSP-regulated digital asset exchange and one of the fastest-growing mobile wallet platforms, is changing the game for students with the launch of the “Coins College Bitcoin Builder.” This new four-year financial education program is a groundbreaking initiative designed to teach college students the foundational principles of holding Bitcoin (BTC). The program, the first of its kind in the Philippines, focuses on discipline, consistency, and a "Buy and Hold" mastery mindset. Why BTC? BTC is often described as “digital gold” because there is a fixed limit of 21 million units, meaning no more can ever be created. This limited supply is commonly discussed as a factor in how people think about value over time. While BTC’s price can fluctuate, its history shows that disciplined long-term holding has coincided with increased adoption against a limited supply. Over the past four years, BTC recorded a 222% increase, in contrast to the Philippine peso’s approximately 13% decline in purchasing power over the same period. Building Financial Discipline, Not Just a Balance The Coins College Bitcoin Builder is designed to guide students through a four-year journey rewarding patience and dedication. Key features of the program include: - The Matched Reward Incentive: Coins.ph instantly matches a student's initial deposit of ₱100 in BTC with an additional ₱100 in BTC rewards, added straight to a dedicated Builder Wallet. This matching is capped at ₱100 per year for four years, - Focus on the Long Game: The matched rewards are locked for the full four-year period, encouraging students to embrace a long-term holding strategy - Anti-Trading Philosophy: To build a long-term holding habit and avoid speculation, the dedicated Builder Wallet disables trading. Participants are encouraged to focus on patience and discipline - The BTC vs. PHP Story: The program teaches students why long-term holders view BTC as a superior store of value compared to traditional cash savings, which historically lose purchasing power due to inflation. “We believe good financial habits are best learned early, and it’s about direction and dedication, not capital. The Coins College Bitcoin Builder is more than a rewards program, it’s a mindset,” said Wei Zhou, CEO of Coins.ph. “Just as a college student dedicates four years to earning a degree, this program teaches them to dedicate four years to building their financial foundation. When they graduate, they'll have achieved mastery of the time-tested strategy of long-term holding, setting them up for a more financially resilient future.” Eligibility and Mechanics The program is currently open to Filipino college or vocational students aged 18 and above who are currently enrolled in a CHED-recognized college or university, or a TESDA-accredited vocational or technical school. The 4-Step Builder Journey: 1. Enroll: Eligible students sign up and get a dedicated Builder Wallet on the Coins.ph platform. 2. Get Matched: Students make their first ₱100 BTC deposit and instantly receive a ₱100 BTC match from Coins.ph. 3. Stay Disciplined: Students continue to hold, with the option to make additional deposits yearly to receive the annual ₱100 BTC match. 4. Graduate & Unlock: After four years, all matched rewards are fully unlocked, celebrating the student’s discipline and providing them with a solid financial foundation. Participants may withdraw their original deposits at any time; however, any withdrawal made will result in immediate exit from the program and forfeiture of all matched rewards, which are only available after completion of the four-year program period. The Coins College Bitcoin Builder leverages Coins.ph’ status as a BSP-licensed virtual asset exchange, assuring students that they are learning and building their future on a secure and compliant platform. To reserve a slot for the Coins College Bitcoin Builder, visit https://www.coins.ph/en-ph/bitcoin-builder-program About Coins.ph Coins.ph is the Philippines’ premier BSP-regulated digital wallet and crypto exchange platform. Established in 2014, the company is licensed as a Virtual Asset Service Provider and Electronic Money Issuer, empowering millions of Filipinos to trade, execute payments, buy load, and utilize crypto for financial services, all in one secure, convenient app.
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