Introduction
The rise of decentralized finance (DeFi) and crypto credit platforms has revolutionized how individuals and businesses access liquidity. Traditional bank loans—with their lengthy approvals and rigid requirements—are increasingly sidelined by crypto credit trading solutions.
Crypto credit trading is rapidly replacing traditional loans, offering instant liquidity, lower costs, and flexibility—all while letting you hold your assets. In this guide, we analyze 5 data-backed advantages of crypto credit trading over traditional loans.
Latest Updates:
- New Supported Collateral: ETH, XRP, and SOL are now live on Crypto on Credit!
- Two Exclusive Promos:
- PHP Loans: 80% discount (0.001%/hr) until Feb 28, 2025.
- ETH/XRP/SOL Loans: 0% interest until Mar 03, 2025.
1. Instant Liquidity, Limitless Opportunities
Traditional Loan Bottlenecks:
Bank loan approvals can take weeks, often requiring extensive documentation and credit checks.
Crypto Credit Advantage:
Platforms like Coins.ph offer near-instantaneous loan approvals. By using your crypto assets as collateral, you can access funds within minutes, capitalizing on time-sensitive opportunities.
- 4x Leverage: Multiply your trading power—e.g., lock 1 BTC (₱3M) → borrow ₱12M.
- 0% Interest on ETH/XRP/SOL: For a limited time, borrow these assets interest-free!
Real-World Example:
A trader in Manila collateralized 2 BTC (worth ≈₱6,000,000), activated 4x leverage to borrow ₱24,000,000, and profited ₱3,200,000 during a SOL price rally. This rapid access allowed them to capitalize on a sudden SOL rally, turning a potential missed opportunity into a profitable venture.
How to Qualify:
- For 0% interest: Borrow ETH/XRP/SOL before Mar 03, 2025.
- Collateral types: BTC, ETH, XRP, SOL, PHP.
2. Slash Interest Rates, Maximize Your Returns
- Traditional Loan Costs: Traditional loans, especially for SMEs, often carry high interest rates, sometimes exceeding 20% APR.
- Crypto Credit Savings: Crypto credit platforms offer significantly lower interest rates, often starting as low as 8.76% APR. This translates to substantial savings over the life of the loan.
Our current promotions make crypto credit even more attractive:
- PHP Loans: Borrow PHP at an astonishing 0.001%/hr (80% off) until February 28, 2025. This drastically reduces the cost of borrowing PHP.
- ETH/XRP/SOL Loans: Borrow these cryptocurrencies at 0% interest until March 03, 2025. This means free capital for trading, investing, or any other purpose.
Cost Comparison: Borrow ₱500k PHP for 30 days
- Bank: ₱500k × 28%/12 ≈ ₱11,666
- Coins.ph: ₱500k × 0.001% × 24 × 30 = ₱360 (Save 97%)
Pro Tip: Pair PHP loans with 0% interest crypto loans to hedge risk.
3. Global Accessibility, Breaking Down Barriers
- Traditional Banking Limitations: Traditional banking systems often exclude the unbanked and impose geographical restrictions.
- Crypto Credit Inclusion: Crypto credit trading transcends these limitations, providing access to financial services for anyone with an internet connection and crypto assets.
- Empowering the Unbanked: Over 1.7 billion adults worldwide are unbanked. Crypto credit opens doors for these individuals, enabling them to participate in the global economy.
4. Privacy-First: No Credit Checks
- Traditional Banking Limitations: Traditional banking systems often exclude the unbanked and impose geographical restrictions.
- Crypto Credit Inclusion: Crypto credit trading transcends these limitations, providing access to financial services for anyone with an internet connection and crypto assets.
- Empowering the Unbanked: Over 1.7 billion adults worldwide are unbanked. Crypto credit opens doors for these individuals, enabling them to participate in the global economy.
5. Hold Your Assets, Amplify Your Gains
- Traditional Loan Constraints: Traditional loans often require you to sell assets to access cash, potentially triggering tax events and missing out on future appreciation.
- Crypto Credit Advantages:
- HODL and Cash Out: Collateralize BTC to borrow PHP for daily expenses, retaining the benefits of rising BTC prices.
- Hedging Tool: Collateralize stablecoins to short assets (e.g., shorting a token) to hedge portfolio risks.
- Data Support: Coins.ph user surveys show that 68% of BTC holders use collateralized loans to pay for living expenses instead of selling assets.
Why Choose Coins.ph Crypto Credit?
| Feature | Coins.ph Crypto Credit | Traditional Loans |
|---|---|---|
| Speed | Minutes | Weeks |
| Interest Rates | PHP: 0.001%/hr (80% off), ETH/XRP/SOL: 0% (Promo) | 20-28% APR |
| Accessibility | Global, unbanked-friendly | Geographic restrictions |
| Privacy | No credit checks | Full KYC/background check |
| Collateral Assets | BTC, ETH, XRP, SOL, PHP | Property, fixed deposits |
| Promotions | Two exclusive promos (expiring soon!) | None |
| Asset Flexibility | Trade while holding | Sell assets for cash |
Limited-Time Promotion FAQs
Can I combine the PHP discount and 0% crypto loan offers?
Absolutely! For example, use a PHP loan (80% off) to buy ETH, then collateralize the ETH for a 0% interest loan.
Are there limits on 0% interest loans?
The 0% rate applies to ETH/XRP/SOL loans up to 4 times of your collateralized assets value.
What happens after the promotion period?
PHP/BTC loans will revert to the standard 0.005%/hr rate after February 28, 2025. Don't Miss Out! Claim Your Promo Now!
Is 4x leverage available for all assets?
Currently, it only supports mainstream assets like BTC, ETH, XRP and SOL.
